I think everyone should start praying for my portfolio :(

Serves me right for putting all my eggs in one basket






I'm going to be bankrupt soon ......waaaaaa.....that money has been tied up for about a year now :(

Hm, is that an ISA? What funds are you with?

- wil

Diversification is always the best strategy, IMO.
========================================
Buh Bye!

Cheers,
Me

No, they are tech stocks. I've got about 500 logica shares. They've gone from £28 to £4

They've been highly tipped though so I bought some more yesterday....hmmmm

I'm going to open a cash isa before apr 1st though.

Hm, a stocks and shares man, huh? :-)

Go for ticker-symbol TYC - Tyco International.

http://finance.yahoo.com/q?s=TYC&d=t

They've just recently crashed to $30 due to the Enron scare, as they have similar sort of dealings, but they've just had a massive audit and the big OK.

They're tipped to climb all the way back to $60 within 4 months. That's a 100% profit, which is not bad. See what the current broker reccomendations are:

http://biz.yahoo.com/z/a/t/tyc.html

You can't go wrong. I've just loaded money into them alst week, and they've climed up $5 to $35 already. Yipe! :-)

- wil

For every penny logica go up I make £4 :)

Thats the bad part of putting money in stocks. Even if you know how to play it, you can still run into problems. I've put £700 in a high interest account with Nat West, put £700 in last yeah, and it has to stay there for 4 years. So far the last update was up to £800 (only been a year), should go upto £1100-1200 ish

Andy (mod)
andy@ultranerds.co.uk

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NatWest? Their interest rates are terrible - try Egg http://www.egg.com

- wil

I have an egg credit card. Found a £30 charge on it the other day I hadn't authorized...ugh...got it refunded though.

I don't know about in the UK, but you can't find banks here that will give you that kind of rate here. You're talking about ~14% per annum interest rate! Looking at a bank around here, loan rates start at 5.75%, I doubt any bank could afford to give anyone a 14% rate on an account! Taking a look on egg.com, I see their ISA internet accounts get 4.00% which is pretty good (I only get 2.5% on my ISA account here ).

Adrian

ughhh ... I could go for any rate about 1% ....
Japan is like .05% if that!!!!

although house and car loans are also low .... like at about 2.5+%
Of course, credit cards are nearly 20% though.

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>>
You're talking about ~14% per annum interest rate!
<<

Im not sure that is right. A cash ISA is supposed to give a really good interest rate and if I put £3000 ($5000) in there then I'd have £3100 after a year. I'd like to know which account Andy has as I've never seen one offering 14% interest :)

Yep! That is unheard of - definitily no such thing.

Paul, a stocks and shares ISA theoeticaly gives you a better return than a cash ISA but withit comes a greater risk.

- wil

I'm not sure exactly what rate I've got, or what one I am with (except its NatWest), but I'm definatly getting that amount back (I have a book to prove it ).

Andy (mod)
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Natwest? The most they offer is 1.x % interest on their 'high-interest' accounts?

- wil

Well, maybe they had good interest rates when I signed up. I don't know how, but they predicted me a very high return rate, thats why I went with it ;)

Andy (mod)
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http://www.natwest.com/...AVINGS/MAIN/PERSBOND

Nothing close to 14% there.

Do you "know" the bank manager ;-)

- wil

Can you find out what the scheme is called. I'd (obviously) be very interested.

Cheers

- wil

Lol..I'm not sure. I think it will be something to do with the fact of how much we have in there. I put in £700, my brother and sister both put in £700 and my parents both put in £10,000 I expect cos it is a lot of money, that is why we get such a good return. Its a recurring interest rate too, so we get interest on the interest

Also, my parents do know the bank manager..but I don't think that has anything to do with it

Andy (mod)
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>>Well, maybe they had good interest rates when I signed up.<<

Hehe, do you know how much interest rates move? .....they don't jump to 14% and back :)

They move about 0.5% every 6 months (if that).

I'm regretting telling you lot now....lol

Andy (mod)
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They did on Black Monday! Or was that inflation that jumped to over 16% in one day? Good 'ol Thatcher, huh? :-)

- wil

Ugh why don't I learn my lesson.

The shares I bought on Monday have gone down about 15p and lost me £70 .....grrrrrrr

If you don't see me around it is because I've died from hunger

I'm sure your parents would look after you

Andy (mod)
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You obviously don't know them.