Mailing List Archive: Interchange: users

Heartland Payment Processing (Merchant Services)

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smartin at steamvalve

Jul 18, 2013, 8:13 AM

Post #1 of 6 (58 views)
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Heartland Payment Processing (Merchant Services)

Hi All,

Does anyone have any experience with Heartland? They all promise to save you money, but was wondering if anyone has any experience with them.

Thank you

Scott Martin

--

jure.kodzoman at informa

Jul 19, 2013, 1:09 AM

Post #2 of 6 (56 views)
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Re: Heartland Payment Processing (Merchant Services) [In reply to]

We recently started with Braintree, I like that they have really good API
and straightforward price policy.

Never heard of Heartland, but I see their website speaks mainly of
restaurants?
If you get some prices from them it would be interesting to find out more.

On Thu, Jul 18, 2013 at 5:13 PM, Scott Martin <smartin [at] steamvalve>wrote:

> Hi All,
>
> Does anyone have any experience with Heartland? They all promise to save
> you money, but was wondering if anyone has any experience with them.
>
> Thank you
>
> Scott Martin
>
>
> ------------------------------
>
>
>
> _______________________________________________
> interchange-users mailing list
> interchange-users [at] icdevgroup
> http://www.icdevgroup.org/mailman/listinfo/interchange-users
>
>

db at m-and-d

Jul 19, 2013, 6:39 AM

Post #3 of 6 (56 views)
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Re: Heartland Payment Processing (Merchant Services) [In reply to]

> Hi All,
>
> Does anyone have any experience with Heartland? They all promise to
> save you money, but was wondering if anyone has any experience with
> them.
>
> Thank you
>
> Scott Martin

I also have not heard of them. Shopping for merchant accts, at least in
the US, is a big pain. If you do enough volume, you can pit account
providers against each other to negotiate a good rate and save quite a
bit of money. Account providers go out of their way to make the
statements overly complex and difficult to understand. They may promise
low rates but then sneak in varous monthly fees. Also, they may quote
you a low card-present rate knowing full well that most transactions
won't qualify.

I agree with Jure that Braintree's pricing is simple which is great,
however for me at least they could not provide a competitive rate.

DB

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josh at perusion

Jul 19, 2013, 7:34 AM

Post #4 of 6 (56 views)
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Re: Heartland Payment Processing (Merchant Services) [In reply to]

Quoting Scott Martin (smartin [at] steamvalve):
>
> Does anyone have any experience with Heartland? They all promise
> to save you money, but was wondering if anyone has any experience
> with them.

I looked them up a while ago, after they approached me. They had a big
security breach in 2008, so with that and their unsolicited contact, I
decided to not go further. Although I guess recovering from a breach
could make one instill better security practices.

http://en.wikipedia.org/wiki/Heartland_Payment_Systems
http://www.2008breach.com/

Sometimes it helps when comparing providers to ask for Interchange+
pricing. This has nothing to do with the Interchange software, but with
credit card rates.

This site has a lot of advice: http://www.cardpaymentoptions.com/

--
Josh Lavin
Perusion -- Expert Interchange Consulting http://www.perusion.com/

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emailgrant at gmail

Jul 20, 2013, 6:03 AM

Post #5 of 6 (50 views)
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Re: Heartland Payment Processing (Merchant Services) [In reply to]

> We recently started with Braintree, I like that they have really good API
> and straightforward price policy.

Jure, are you using Braintree's Transparent Redirect API? If so, is
there an IC payment module?

- Grant

> Never heard of Heartland, but I see their website speaks mainly of
> restaurants?
> If you get some prices from them it would be interesting to find out more.
>
>
>
>
> On Thu, Jul 18, 2013 at 5:13 PM, Scott Martin <smartin [at] steamvalve>
> wrote:
>>
>> Hi All,
>>
>> Does anyone have any experience with Heartland? They all promise to save
>> you money, but was wondering if anyone has any experience with them.
>>
>> Thank you
>>
>> Scott Martin

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http://www.icdevgroup.org/mailman/listinfo/interchange-users

smartin at steamvalve

Jul 22, 2013, 7:19 AM

Post #6 of 6 (49 views)
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Re: Heartland Payment Processing (Merchant Services) [In reply to]

Hello all

Thank you all for your input. We are currently using First data, we had a Heartland rep here to discuss rates. Amazes me to see the different way some use to hide fees and charge.

Conrgrats on 5.8 as well. Josh, I will be in touch.

Thank you again,
Scott
----------------original message-----------------
From: "Josh Lavin" josh [at] perusion
To: interchange-users [at] icdevgroup
Date: Fri, 19 Jul 2013 07:34:29 -0700
-------------------------------------------------

> Quoting Scott Martin (smartin [at] steamvalve ):
>>
>> Does anyone have any experience with Heartland? They all promise
>> to save you money, but was wondering if anyone has any experience
>> with them.
>
> I looked them up a while ago, after they approached me. They had a big
> security breach in 2008, so with that and their unsolicited contact, I
> decided to not go further. Although I guess recovering from a breach
> could make one instill better security practices.
>
> http://en.wikipedia.org/wiki/Heartland_Payment_Systems
> http://www.2008breach.com/
>
> Sometimes it helps when comparing providers to ask for Interchange+
> pricing. This has nothing to do with the Interchange software, but with
> credit card rates.
>
> This site has a lot of advice: http://www.cardpaymentoptions.com/
>
> --
> Josh Lavin
> Perusion -- Expert Interchange Consulting http://www.perusion.com/
>
> _______________________________________________
> interchange-users mailing list
> interchange-users [at] icdevgroup
> http://www.icdevgroup.org/mailman/listinfo/interchange-users
>

--

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interchange-users mailing list
interchange-users [at] icdevgroup
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